• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Kuresman Insurance

Insurance Agency in Silverdale, WA

  • Home
  • Personal Insurance
    • Vehicle Insurance
      • Auto Insurance
        • Pet Injury Coverage
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
      • SR22 Insurance
      • Teen Driver Insurance
    • Property Insurance
      • Home Insurance
      • Renters Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Personal Umbrella
  • Business Insurance
    • Commercial Auto Insurance
    • Business Owners Insurance (BOP)
    • Commercial Bonds
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • Contractor Insurance
    • Errors and Omissions Liability Insurance
    • General Liability Insurance
  • Life Insurance
  • About Us
    • Team
  • Contact Us
    • Get a Quote
    • Make a Payment
    • Refer a Friend
    • Leave us a Review
  • P: 360-692-6131

Three Home Insurance Topics To Discuss With Your Independent Agent

Three home insurance topics to discuss with your agent in Silverdale, WAOwning a home is a great way to build wealth and give your family a place to build memories. Insuring your home correctly is important to protect your investment and your family’s well-being. Today we will go over three things to discuss with your insurance agent regarding your home insurance policy.

  1. You remodeled.

A new bathroom, a custom kitchen, hardwood floors or a new outdoor living space all add value to your home. Not only are they improving the function and livability of your space, but you have increased the replacement cost of your home. By discussing these changes with your insurance agent, they can run a replacement cost estimator and ensure that the changes you have made still fit your current policy. They can easily adjust your existing policy to ensure your new features are covered in the event of a catastrophic loss to your home.

  1. You changed mortgage companies

Do you ever wonder why you never see an actual bill for your home insurance? It is likely because your mortgagee is paying it. Homes that are financed are required to carry insurance, which is why your mortgage company pays the bill, then includes it in your monthly mortgage payment (typically listed as “escrow” on your bill). If you change mortgage companies, be sure to contact your insurance agent and let them know who the new company is. This way, your home insurance company will not have a skipped payment. Insuring your largest investment is serious business and a lapse in coverage can be catastrophic. If you refinance or receive a notice that the lender is changing, send a quick email to your agent informing them of the change.

  1. Your home insurance premium seems out of line

If it has been a while since you shopped your home insurance, you may be wondering if your current home insurance company is the most cost-effective solution and that the coverages you originally had are still the best for you. Because we are an independent insurance agency, we represent many of the top-rated insurance companies. We can compare coverages, pricing, and deductibles side-by-side so you can review what you have now and what other companies offer. This way, you know your asset is properly insured with the right coverage for you. Nothing you do not need and certainly everything you do need!

A home insurance review can take just a few minutes of your time but save you a huge headache down the road. If you would like to review your coverage with one of our agents, simply call and schedule a time. We might even have a new company who offers specialized coverages that would suite your needs better at this time.

Filed Under: Blog

Previous Post: « Tips for Truckers to Stay Healthy on The Road
Next Post: Insurance Advertising Trends »

Primary Sidebar

CONTACT US

Kuresman Insurance
9321 Bay Shore Dr NW Suite 111
Silverdale, WA 98383
Get directions
(360) 692-6131
info@kuresmanins.com
Mo,Tu,We,Th,Fr 8:30 am – 5:00 pm

Request Insurance Quote >>

From our Blog

Seven ways to get more organized in 2021

Looking to get organized this year? We share some easy tips!

It’s the New Year and like many people this time of year, resolutions are …

Continue Reading

Liability Risks That Can Impact Your Insurance in the Winter

Five Things To Consider This Winter That Can Impact Your Insurance

Avoiding Frozen Pipes When the temperatures drop in the winter, there is …

Continue Reading

Insurance Advertising Trends

Insurance Advertising Trends

When did commercials become interesting and funny? Watching TV has become …

Continue Reading

Request a Quote
Check out our Blog
Contact Our Agency

 

Footer

CONTACT US

Kuresman Insurance
9321 Bay Shore Dr NW Suite 111
Silverdale, WA 98383
Get directions
(360) 692-6131
info@kuresmanins.com
Mo,Tu,We,Th,Fr 8:30 am – 5:00 pm
  • Facebook

Leave us a Review

 

Refer a Friend

We'd be thrilled to help your family or friends with their insurance. CLICK HERE to refer a friend.

© 2017 Kuresman Insurance
Insurance Agency Marketing by Tosten Marketing